New Jersey workers’ compensation benefits include repayment of medical expenses, payments to cover a portion of lost wages or salary or a death benefit to immediate family members of a worker who dies from a job-related accident, injury or illness.
Workers’ compensation is a no-fault insurance program. An injured worker is entitled to benefits regardless of who was at fault.
Medical benefits are to pay for all care related to the worker’s occupational injury or illness, including doctor’s visits, hospital stays, surgery and its associated costs, prescriptions, rehabilitation therapy and assistive devices.
Payments for lost wages are either temporary disability benefits, permanent partial disability benefits or permanent total disability benefits. These benefits can replace a portion of your lost wages.
A death benefit includes funeral expenses and wage-loss payments to the surviving spouse and natural children (or other proven dependents) that were a part of a deceased worker’s household at the time of death.