Is New Jersey a no-fault state for car accidents?

Yes, NJ is a no-fault state. Under New Jersey No-Fault Insurance Laws, your own insurance carrier provides Personal Injury Protection Coverage (PIP) that pays, regardless of fault, your medical bills, a portion of your lost wages, essential services benefits, and a death benefit. If you do not own a car, then you automatically are entitled to PIP benefits from any resident relative you reside with who owns a car registered and insured in New Jersey.