Can I sue the at-fault driver in New Jersey?
If you are involved in a collision with a commercial vehicle such as a truck or bus, you automatically have the right to sue for your pain, suffering, and economic losses. However, if you are subject to a “threshold” or Limited Tort Threshold, then you must “break” the “verbal threshold,” which requires a permanent injury to any single part of a person’s body. If the applicable No-Fault Insurance Policy purchased no no-tort threshold or “zero threshold policy”, then you and your resident relatives would have the unlimited right to sue option for permanent and non-permanent injuries as well as economic losses.