Over $1 Billion in Verdicts and Settlements

FAQ Category: Car Accidents

No, you are free to choose your own physicians.  However, some policies recommend using radiology facilities for MRI studies within their specific network.  We strongly recommend that you avoid using any medical providers recommended by a New Jersey No-Fault PIP carrier.

Yes, Chiropractic care and Chiropractic physicians are often a good choice for initially treating soft tissue injuries.  Both Chiropractors and Physical Therapists must follow the medical care paths as promulgated by the New Jersey Department of Banking and Insurance (DOBI).

You may use health insurance or file a lawsuit if the injury qualifies under the verbal threshold.  Often, doctors and medical facilities will accept a “lien” on your case, which means they will be paid from your portion of your final settlement.

Liability, PIP, and optionally, collision, comprehensive, and uninsured/underinsured motorist coverage.  Do not confuse full coverage with having the best coverage.  Often, people get minimum benefits and liability coverage but are “fully covered” as required by New Jersey Law.