FAQ Category: Car Accidents

Medical expenses, lost wages, pain and suffering, emotional distress, disfigurement, and loss of enjoyment of those activities that enrich your life.  You can also recover any unpaid property damage, and more.

Yes. Under NJ’s comparative negligence rule, you can recover damages if you’re less than 51% at fault, but your compensation is reduced by the percentage of your own fault.

Death, dismemberment, significant disfigurement, displaced fractures, loss of a fetus, or permanent injury. Generally, injury to a disc, including herniate or bulging discs caused by the accident, will break the threshold.  Other injuries include cartilage tears, hip injuries, and new injuries that aggravate pre-existing medical conditions, such as degenerative disc…

If you are involved in a collision with a commercial vehicle such as a truck or bus, you automatically have the right to sue for your pain, suffering, and economic losses.  However, if you are subject to a “threshold” or Limited Tort Threshold, then you must  “break” the “verbal threshold,”…

PIP stands for Personal Injury Protection. After a car crash, regardless of fault, PIP provides payment up to your applicable policy limits for your medical bills, lost wages, and essential services up to your policy limits.  Often, a minimum PIP policy will provide for $15,000 in medical payments, $12 per…

Yes, NJ is a no-fault state. Under New Jersey No-Fault Insurance Laws, your own insurance carrier provides Personal Injury Protection Coverage (PIP) that pays, regardless of fault, your medical bills, a portion of your lost wages, essential services benefits, and a death benefit. If you do not own a car,…

Yes, if there is injury, death, or property damage over $500. A favorable police report will help your claim.  Do not trust anyone to “settle it on the side without getting the insurance companies involved.”  Often, a potential defendant will give false information or a false identity and a false…

Call 911 and report the crash to the police, seek medical attention for yourself and any injured passengers, exchange information and photograph the other drivers’ license registration, license plates and insurance cards, document the scene, take photos of the vehicle positions, property damage, take a video statement from any eye…

It varies, but most claims are resolved within several months to several years.  Usually, higher value claims take longer to resolve.

You have two years from the date of the accident to file a personal injury claim.  If a person is injured as a minor they have until their 20th birthday to file a personal injury claim.