- You Were in a Rideshare Accident – Now What?
- What Does Uber & Lyft’s Accident Insurance Cover?
- What Evidence Do You Need in an Uber or Lyft Accident Claim?
- Why Should You Hire a Rideshare Accident Attorney?
- Contact an Uber/Lyft Accident Lawyer in New Jersey Today
Rideshare companies such as Uber and Lyft have become a popular alternative to traditional taxis and public transportation, both in New Jersey and across the United States. However, rideshare drivers can and do make the same errors as any motorist – and more rideshare drivers on the road mean more rideshare accidents.
If you’re in an accident involving an Uber, Lyft, or another rideshare service, you are entitled to compensation for your injuries and other losses. However, these accidents are often more complicated than they seem, so hiring a lawyer is in your best interest.
At Davis, Saperstein & Salomon, P.C., we have more than 40 years of experience advocating for accident victims throughout New Jersey. Our experienced attorneys are prepared to help you pursue the compensation you deserve after an accident by developing a strategy tailored to your case. Our legal team helps individuals, not corporations, and has secured more than $740 million in verdicts and settlements for our clients.
If you were hurt in a rideshare accident, contact our office for a free initial consultation with a New Jersey Uber and Lyft accident lawyer.
You Were in a Rideshare Accident – Now What?
After a rideshare accident, you may feel overwhelmed and unsure about what to do next. However, you can take these steps to protect yourself and your right to seek compensation:
- Get the contact and insurance information of each driver involved in the crash.
- Use your phone to take pictures and videos of the accident scene. Try to get any vehicle damage, skid marks or debris on the road, traffic signs, and visible injuries you may have suffered.
- Take and preserve screenshots of your texts and correspondence with the driver prior to the collision.
- Report the crash to the rideshare company. If you were in the rideshare vehicle, you can report the accident on the company’s mobile application or file a report through Uber or Lyft’s
- See a doctor as soon as possible to have your injuries examined, diagnosed, treated, and added to your medical record.
- Keep copies of bills for medical treatment, vehicle repair services, and any other expenses you incur due to the accident.
- Make copies of your pay stubs if you miss time from work due to your injuries.
- Contact a New Jersey Uber or Lyft accident attorney.
What Does Uber & Lyft’s Accident Insurance Cover?
The insurance coverage a rideshare driver has depends on the circumstances of the accident and which “period” the driver was in. The three different periods are:
- The driver is not logged into the rideshare app– If you are hit by a rideshare driver who does not have the rideshare app open at the time, the rideshare company does not provide insurance coverage. Instead, the driver’s personal auto insurance policy will likely apply.
- The driver is logged into the mobile app and waiting for a ride request– If a driver has the app on but is driving around or idling while waiting for a request, the rideshare company’s insurance coverage will apply in the event of an accident. If the rideshare driver is at fault, Uber and Lyft provide $50,000 in bodily liability per person, $100,000 in liability per crash, and $25,000 in property damage liability per crash.
- The driver is on their way to pick up a customer or has a customer in the vehicle– The insurance policies of Uber and Lyft will cover $1.5 million of liability coverage per accident, plus uninsured/underinsured motorist coverage and collision and comprehensive coverage. In addition, there is $10,000 in medical bill payments.
If you are injured in a rideshare accident, you may be entitled to pursue compensation for:
- Medical and rehabilitation expenses related to your injuries from the accident
- Costs for long-term care if your injuries result in permanently disabling conditions
- Lost wages if you cannot work while recovering from your injuries
- Loss of future income if you cannot return to work
- Physical pain and emotional suffering
- Reduced enjoyment and quality of life
- Repair or replacement cost of your vehicle or any other damaged property
What Evidence Do You Need in an Uber or Lyft Accident Claim?
An insurance company is a for-profit business, so it’s in its best interest to pay out as little money as possible. It’s not unusual for insurers to fight hard to avoid liability for injuries resulting from an accident caused by a policyholder. That’s why it’s important to have the help of an experienced attorney who can gather evidence from the crash to build a solid case in your favor.
Evidence that’s often useful after ridesharing accidents includes the following:
- Police accident reports, traffic citations, and arrest reports
- Accident scene photos and video
- Surveillance, traffic camera, or dashcam footage
- Eyewitness testimony
- Vehicle computer data logs
- Post-accident vehicle inspections
- Medical records from the treatment of your injuries
- Expert report and testimony, including from accident reconstructions and medical professionals
Why Should You Hire a Rideshare Accident Attorney?
Insurance companies use plenty of tactics to deny or minimize injury claims. You deserve an accident attorney with the experience and resources to push back against insurers and demand full compensation for your injuries and losses. When you hire a New Jersey ridesharing accident attorney from Davis, Saperstein & Salomon, P.C., you can expect them to:
- Conduct an independent investigation into the circumstances of the accident
- Gather evidence of the at-fault party’s liability
- Determine all possible sources of compensation
- Document your injuries and expenses from the accident to calculate what compensation you deserve
- File your claims with the rideshare company and their insurer and handle other paperwork on your behalf
- Sue Uber, LYFT or the appropriate rideshare and take them to Court
- Represent you in court to pursue the maximum compensation if a fair settlement cannot be reached
Contact an Uber/Lyft Accident Lawyer in New Jersey Today
If you have been injured in a crash involving a rideshare vehicle, do not wait to speak to a New Jersey Uber and Lyft accident lawyer from Davis, Saperstein & Salomon, P.C. Contact us today for a free, no-obligation consultation to discuss your legal options.