New Jersey accident laws are often complicated and confusing to those who have been seriously hurt in an accident. Since 1981, the car accident lawyers and staff of Davis, Saperstein & Salomon, P.C., have dedicated their legal careers to helping people like you who were injured as a result of the carelessness of others. We focus on all kinds of accident cases, including car accidents, trucking accidents, bus accidents, and motorcycle accidents.
Call our New Jersey car accident attorneys today at 1-800-LAW-2000 or use our online form to receive a free initial consultation.
NJ Accidents and Car Insurance
New Jersey’s traffic laws and regulations are contained in Title 39 of the state’s statutes. You’ll find regulations on speeding, drunk or impaired driving, reckless driving, and other rules of the road. Those laws help law enforcement officials sort out which motorist was in the right or wrong when the inevitable New Jersey traffic accident occurs. Our New Jersey car accident attorneys use our knowledge of those laws and our legal experience to help make you whole if another driver’s negligence caused your injuries. Our goal is to help you recover money for your injuries, medical bills, your lost wages, and your pain and suffering.
If you’ve been in a New Jersey car accident, you’ll soon find yourself dealing with the state’s complex insurance regulations. The type of insurance you have has a direct impact on the type of claim you can file – and many people don’t realize this when they are making choices about their policies. When you purchase automobile insurance you limit the type of injuries for which you can sue (also called your tort threshold), you can choose no threshold or limitation on lawsuit threshold — even if you are not at fault for the accident. If you chose the limitation on lawsuit threshold, your insurance premium may be lower, but if you are not seriously hurt in a car crash, you may not be able to file a claim for your pain and suffering. If you choose limitation on lawsuit threshold, you can sue for all injuries as long as you have at least one permanent injury. Usually, a herniated disc is sufficient to exceed the threshold.
There are many exceptions to these rules. For example, you may be able to sue for pain and suffering in cases involving permanent injuries and death – even if you did elect to limit your tort threshold. However, not all attorneys understand how to properly handle these cases and you need an experienced personal injury lawyer to make sure your rights to compensation are pursued. It is important to know that cases involving a commercial vehicle, such as a truck or bus, are zero threshold cases, meaning you can sue for both permanent and non-permanent injuries.
New Jersey’s accident laws are also complex when it comes to car accident claims. Unlike many states, New Jersey has no fault insurance, which means that if you have been injured in a car accident, you must file a claim with your own insurance company – even if the accident was someone else’s fault. Your own car policy only covers expenses up to the amount of personal injury protection (PIP) coverage you have elected. If your medical or other expenses associated with the accident exceed your PIP coverage, you may need to file a claim against the auto insurer for the other driver.
New Jersey accident law mandates that any accident claim must be filed within the New Jersey statute of limitations, which is two years of the injury, with very limited exceptions. If you are concerned about the timeliness of your accident claim, you need an attorney who knows how to take immediate and effective action on your behalf.
Experienced Legal Help for your New Jersey Car Accident
The car accident lawyers at Davis, Saperstein & Salomon, P.C., have been helping injury and accident victims since 1981. We have handled tens of thousands of accident injury claims, obtaining excellent results for our clients in many instances. Each case and the results vary, so we invite you to our New Jersey or New York office to discuss the specifics of your situation. If we take your case, you can be assured we will use all the resources of our law firm to develop a strong argument for money damages and other compensation for you.
To speak with a personal injury lawyer with many years of experience, contact our New Jersey or New York offices at 1-800-LAW-2000. We do not charge attorney’s fees unless we are successful in your case and our initial consultations are free.
No Fee if No Recovery – Home and Hospital Consultations Available
We represent clients in Newark, Jersey City, Paterson, Elizabeth, Edison, Toms River, Trenton, Clifton, Camden, Brick Township, Woodbridge Township, Bergen Co., Middlesex Co., Somerset Co., Warren Co., Sussex Co., Monmouth Co., Mercer Co., Ocean Co., Hudson Co., Passaic Co., Essex Co., Union Co., Morris Co., Teaneck, Fort Lee, Paramus, Hackensack, Hoboken, Secaucus, Englewood, Mahwah, Bergenfield, Union City, North Bergen, Ridgewood, Bayonne, Ridgefield, Belleville, Alpine, New Milford and Atlantic City.