FAQ Category: Car Accidents

All drivers must have proof of auto insurance to operate a vehicle. Your minimum coverage will depend on whether you have a Basic or Standard policy. The minimum required insurance in New Jersey for a Standard policy includes: Liability insurance – This coverage pays for others’ damages if you are…

Contacting an attorney is the smart decision whenever you are involved in a car accident, whether the crash was a fender bender or resulted in significant injury. Insurance companies will scrutinize everything you say and do to find a reason to deny you coverage. Additionally, you may not realize the…

Some minor insurance claims may be filed without a police report. However, NJ law requires you to file an accident report with the police for all incidents with personal injury, death, or property damage over $500. Police reports can be crucial to defending your claim.

You must file an accident report with the police within 10 days of an accident if it causes injury, death, or more than $500 in property damage. If you don’t file a police report in time, you can be fined up to $100. Your license may also be suspended or…

Most automobile accident cases are settled before trial. But it’s important to prepare a case thoroughly as if it’s going to trial. The reason is that insurance companies will only pay fair and full compensation if they are convinced that an accident victim is ready to go to trial. If…

Yes, the time limit to file most personal injury claims in New Jersey is two (2) years. However, if the injured person was under the age of 18 when the injury occurred, they may have until age 20 to bring a claim. This is known as the statute of limitations….

Generally not. In fact, the law in New Jersey specifically allows for compensation for a pre-existing injury or medical condition which may have been aggravated by the accident. As a matter of fact, this is exactly the explanation of the law that is read to a jury by the judge…

New Jersey is a no-fault insurance state. That means your automobile insurance company pays your medical bills and a portion of your lost wages, no matter who was at fault in the accident. Your permanent losses such as your pain and suffering and financial losses would be a claim filed…

This is a common question. A municipal traffic court’s function is to determine whether state laws were broken and whether the at-fault driver is guilty as charged. The judge must decide whether the driver is guilty “beyond a reasonable doubt.” That is a different legal standard than is applied in…

No. Filing a small claims lawsuit is one of the biggest mistakes you can make after a New Jersey car accident. Why? In New Jersey, there is a legal rule called the “Entire Controversy Doctrine” that permits you to file only one lawsuit per event. By filing a lawsuit in…